We offer our Physician policyholders claims made malpractice insurance, which provides coverage for all claims reported during the policy year, regardless of when the incident occurred. Prior Acts or “nose” coverage is included for our eligible insured Physicians, enabling them to avoid paying a “tail” to their previous carrier.
We are pleased to offer excess insurance with limits up to two million dollars to those Physicians who desire additional coverage above the PCF layer of $500,000.
Free “tail” coverage is provided to Physicians in our Program who meet eligibility requirements for death, disability or retirement.
Coverage described in this brochure is only applicable to medical incidents which take place in Louisiana. The product descriptions are not a complete description of all provisions, exclusions, terms and conditions in the policy. Policy terms may be changed by the insurer from time to time, and any descriptions contained herein are not intended to be relied upon by potential insureds. Brokers interested in any of the captioned products should request a specimen copy of the policy itself for the precise scope and limitations of coverage. Issuance of coverage is subject to underwriting standards.
